PropOS IQ · Statutory risk, priced into the valuation

Risk, priced into the valuation.

PropOS IQ is the only AI platform that prices statutory property risk into the valuation itself. A valuation tells a lender what a property is worth; a search tells them it sits in a coalfield. PropOS IQ tells them what that risk is worth — in pounds off the value, with the evidence to defend it.

Lender-grade · ~9.6% out-of-time accuracy · Calibrated confidence intervals · Built on 17+ statutory UK datasets · Geovation Accelerator 2026

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30M+
PPD Transactions
9.6%
Out-of-Time MdAPE
17+
Data Sources
41M+
OS UPRNs
14
Scoring Dimensions
4
Risk Models
Example Output

What This Looks Like In Practice.

The same intelligence layer can support housing providers, specialist lenders and local authority teams by surfacing where multiple statutory and compliance pressures overlap.

Birmingham — Rental Compliance Risk Snapshot
Neighbourhoods Analysed
659
LSOAs with licensing signal
EPC Risk Exposure
High
F/G stock concentrated in PRS areas
Compliance Pressure
Elevated
Licensing + EPC + PRS overlap
INSIGHT:
Multiple Birmingham neighbourhoods show overlapping selective licensing, EPC risk and high private rented sector concentration — indicating areas where housing providers and councils may face increased compliance and remediation pressure.
Specialist Lender — Underwriting Scenario
Risk-Aware Value
£191K
Coalfield -4.3% priced in
Statutory Risk Effect
-£8.3K
Coalfield, itemised & evidenced
Confidence
MEDIUM
90% range £133K–£258K
INSIGHT:
A standard AVM gives a price and ignores the coalfield. A search flags the coalfield and ignores the price. PropOS IQ is the only one that prices the risk into the value — here, -£8.3K, itemised and evidenced — so underwriting sees one defensible number, not two reports to reconcile.
Housing Association — Portfolio Scenario
Rental Compliance Score
50.9
Elevated risk in older PRS stock
Priority Drivers
EPC + Age
Licensing adds regulatory pressure
Use Case
Targeted
Retrofit and reporting prioritisation
INSIGHT:
By combining EPC exposure, pre-1919 stock, private rented concentration and licensing signals, housing teams can quickly see where compliance pressure is most concentrated and prioritise intervention more effectively.
The Problem

Every Property Decision
Requires Manual Research.

Property decisions are still slowed by fragmented data, manual analyst workflows and static site packs. Landstrata replaces that drag with an AI intelligence layer built for faster, higher-confidence decisions.

📄

Static Site Packs

Site packs cost £300+ per site, take days to produce, and go stale immediately. No way to run them at portfolio scale.

🗂️

Siloed Data

Flood, geology, planning, crime, schools — all in separate systems, each requiring a different login and specialist knowledge to interpret.

🧠

No Reasoning Layer

Raw data without interpretation. A lender still needs an analyst to say what the flood zone percentage means for a mortgage offer.

⏱️

Slow Decisions

Development appraisals and mortgage underwriting delayed by hours or days of desk research that should take seconds.

The Solution

Value and Risk,
In One Number.

Other tools keep property data in silos — a valuation here, a risk search there, left for someone to reconcile. PropOS IQ fuses them: ask about a property and get a lender-grade valuation with the statutory risk already priced into it — itemised, evidenced, and ready to defend.

PropOS IQ — Landstrata Intelligence Engine
What is WS3 3PT worth — with the statutory risk priced in?
Risk-Aware Valuation
£191K
Statutory risk priced in
Statutory Risk Effect
-4.3%
≈ -£8.3K of value, itemised
Top Risk Driver
Coalfield
-4.3% · evidenced, p < 0.001
Confidence
MEDIUM
90% range £133K–£258K
RISK-AWARE VALUATION:
WS3 3PT: risk-aware valuation £191K — the market value with statutory risk already priced in. That risk accounts for an estimated -4.3% of value versus an otherwise-comparable hazard-free property: a coalfield consultation area (-4.3%, evidenced at p < 0.001), with shrink-swell and flood screened but not found to carry a market discount here. Every figure is signed, evidenced and traceable — one defensible number, not a valuation and a search to reconcile, and it ships with a calibrated 90% confidence range (£133K–£258K).
Who It's For

Built For The
People Who Decide.

Built first for the people who price property risk for a living — lenders' risk and valuation teams — and useful to the developers, housing providers and portfolio operators who wrestle with the same statutory data.

🏦

Mortgage Lenders

A lender-grade valuation with the statutory risk priced in — coalfield, flood, ground and contamination as a signed, auditable adjustment to value, not a separate search to reconcile.

  • Risk-aware valuation, not just a price
  • Signed statutory-risk premium (e.g. coalfield -4.3%)
  • Calibrated 90% confidence interval per valuation
  • ~9.6% out-of-time accuracy (MdAPE)
  • Coal mining / CON29M flagged automatically
🏗️

Property Developers

Surface PRIME investment opportunities before competitors. AVM valuation signals, HDT planning context and brownfield site intelligence — all from one query.

  • PRIME / STRONG / MODERATE opportunity grades
  • HDT planning context and local plan status
  • Article 4, conservation area constraints
  • Deprivation trajectory and regeneration signals
🏘️

Housing Associations

Understand Decent Homes compliance risk, Awaab's Law exposure and rental compliance at LSOA level. Plan retrofit programmes with data, not intuition.

  • EPC band distribution and F/G flag
  • Pre-1919 stock age and damp risk proxy
  • Rental compliance score 0–100
  • Deprivation, healthcare and schools access
🔑

Landlords & Agents

Assess rental compliance risk before you buy or let. EPC compliance, Renters Reform Act exposure, selective licensing and ASB risk — all in one query.

  • Rental compliance score A–E
  • EPC F/G flag — unlettable stock alert
  • Renters Reform & Awaab's Law exposure
  • Crime percentile and ASB rate
Data Infrastructure

AI-Driven Property Risk Intelligence
Built on 17+ UK Data Sources.

Landstrata integrates and interprets statutory UK datasets to create an intelligence layer that is explainable, auditable and commercially usable. The moat is not access to data alone — it is the AI-driven decision layer that turns raw statutory data into action.

HMLR

Price Paid Data

30M+ transactions, 1995–present

BGS

GeoSure Geology

Shrink-swell, landslide, radon, mining

EA

NaFRA2 Flood Risk

Flood Zones 2 & 3, surface water

Natural England

Environmental

ALC, SSSI, AONB, ancient woodland

HMLR CCOD/OCOD

Ownership Data

4.4M corporate & overseas titles

Historic England

Heritage

Listed buildings, scheduled monuments

Coal Authority

Mining Risk

Coalfield consultation areas

Planning.data.gov.uk

Planning Context

HDT, local plan status, Article 4

ONS Census 2021

Demographics

Tenure, deprivation, employment

MHCLG

EPC Register

28.6M energy performance certificates

Ofcom 2025

Connectivity

Superfast, full fibre, 5G coverage

OS Open UPRN

Property Reference

41M+ unique property identifiers

How It Works

From Query
To Decision.

Landstrata combines AI reasoning, data orchestration and UK property infrastructure to turn natural-language questions into grounded, decision-ready outputs.

1

Natural Language Query

User types in plain English — no training required. Postcode, region or intent.

No training required · Plain English
2

AI-Powered Understanding

Advanced AI interprets the commercial intent behind each query — from lender risk and investment potential to planning and compliance.

AI-powered · Context-aware · Zero training required
3

Intelligent Data Orchestration

The platform dynamically selects and combines the right datasets in real time — synthesising multiple signals into one commercial answer.

Multi-source · Adaptive · Real-time synthesis
4

PostGIS Retrieval

Spatial queries across 17+ statutory datasets. LSOA-level precision, sub-second response time across all of England.

Sub-second · LSOA precision · England-wide
5

AI-Generated Insights

Outputs are delivered as clear, decision-ready intelligence with scores, grades and commercial narrative — grounded in real UK data.

Explainable · Decision-ready · Data-backed

See How Landstrata
Turns Data Into Decisions.

Book 15 minutes with the founder. We'll demo PropOS IQ live on a postcode you choose — no slides, no preparation needed, just the actual product answering your real questions.

Book 15 Minutes →

Pick a time that suits you · No prep required · Bring a postcode you'd actually run

Or email info@landstrata.co.uk